Do you volunteer too much?

Volunteering is a wonderful thing to do, but the question is whether there is a balance between how much time you are giving on a volunteer basis and how much time you are giving for paid work.
Vera Neta

About ten years ago I went through my calendar from the previous year and added up my workdays, volunteer time and travel. The amount of time I volunteered was eye-opening! One commitment alone had averaged one full day a week for eleven months of the year. That alone was 20% of my work week! In short, I had unconsciously made the choice to sacrifice building my business and some family activities in order to volunteer.

What did I do?  First, I realized I loved this one volunteer activity and did not want to stop, but I did eliminate other volunteer activities that were not as important to me. I reorganized the activity so less work was required and recruited another person so we could share the work. The result was a better program, someone trained to continue when I was ready to step down and I gained at least sixteen hours a month to focus on my business.

Have you made choices in the past where you were giving so much time away that there was none left for you, your own work or other people and experiences you valued?  How can you step back and plan to achieve a balance that works for you?

Money Saving Tip

saving moneyBefore you buy a new cabinet, bookshelf or storage shed, really go through everything to declutter and reorganize.  You may not really need to spend money for more storage after all.

 

 

What made you smile today?

What made you proud of your money choices today?

Energy Zappers

Energy is the essence of life. Every day you decide how you’re going to use it by knowing what you want and what it takes to reach that goal, and by maintaining focus.
Oprah Winfrey

Here are three energy zappers that could keep you from focusing and reaching your goals.

  • Being uncomfortable: Are your clothes too tight? Are your heels too high? Is your chair the wrong height or not providing proper support? Do your glasses feel loose and slide around? You wouldn’t believe how much brain energy is zapped even though you’re ignoring these things and adapting as necessary.  Do what you need to do to get comfortable!
  • Technology:  Are you accessible 24/7 by phone and e-mail?  Just knowing that at any second you may be contacted and need to respond is emotionally exhausting. Establish times when everything is turned off.  Monitor your computer and cell phone time.  Establish routines so your Blackberry is not accessible on weekends.
  • Lack of movement:  Have you trained yourself to sit in your seat and not take breaks?  Your brain and body need breaks to focus!  Get up.  Roll your shoulders.  Take a quick walk even if it’s just to the restroom or the water cooler. Set up your printer, copier, files, etc. in places where you have to get up and can’t just reach them from your chair.

You deserve to have the energy to meet your goals.  What can you do today to eliminate or minimize one energy zapper in your life?

Money Saving Tip

saving moneySet up automatic bill paying for your mortgage, car payment and other monthly bills.  It will save you time and energy and avoid late payments that could affect your credit scores.

 

 

What made you smile today?

What made you proud of your money choices today?

Be an Asset

No more prizes for predicting rain. Prizes only for building arks.
Don Edwards Beck

People who respond to ideas by predicting what can go wrong are either the most dreaded or valued people around.  What makes the difference?

The person who is simply a naysayer and predicts doom and gloom is not appreciated.  That negativity sucks out the energy, puts people on the defensive and kills ideas.  The person who has the knowledge and experience to see the real  problems and shares them in a respectful way without grandstanding is a real asset.

For example, at a staff meeting someone made a suggestion that was very similar to something that had failed when it was tried a few years earlier.  Instead of predicting failure and automatically dismissing the suggestion, a colleague asked the others what had contributed to the previous failure and what, if anything, was different now that would lead to a different outcome.  It led to a great discussion that was productive for everyone regardless of whether the idea was accepted in the end.  If you want to be seen as part of the solution, how you present your critical insights will make all the difference.

Money Saving Tip

saving moneyShred old documents. No sense in tempting identity thieves.  It is especially important now when you may be getting rid of many financial records at one time after paying your taxes.

 

 

What made you smile today?

What made you proud of your money choices today?

Commitment

6-1sand dune & ladyCommitment leads to action. Action brings your dream closer.
Marcia Wieder

Remember your new year’s resolutions? Have you stayed committed?  If not, were your goals unrealistic?  Were there unforeseen obstacles that you couldn’t overcome?  Let’s start again today!  What is a realistic goal you can commit to that is really important to you?  What would you need to do today and each day to get one step closer to that goal?

Try to think of things that might cause you to fail or give up.  What can you put in place so that when you feel like you’re ready to give up you have someone to call, something to do to stay on track or an encouraging statement to say to yourself to help you stick to your plan for just this day?  try to imagine where you could have been if you stuck to your plan four months ago and set that as your goal for where you will be four months from now.  Commit to that goal.  Commit to your plan of action.  Plan how you will overcome obstacles and commit to sticking with that plan when obstacles cross your path.  Don’t give yourself any choice other than to stay committed.  You will act and you will see your dream getting closer to reality!  Today’s a great day to start fresh.  Make it happen!  Be committed!  See your dream come true!

Money Saving Tip

saving moneyNeed cookware? The best time to save on new pots and pans is during the October /November sales which is also a perfect time to stock up on holiday gifts and April/ May which fits for getting graduates gifts for their next chapter in life according to Mark Di Vincenzo, author of Buy Ketchup in May and Fly at Noon.

 

What made you smile today?

What made you proud of your money choices today?

What’s Your Plan?

A man is not a financial plan.
WIFE.org

Joyce was in her fifties and hadn’t worked since she married 30 years ago.  Her husband had a wonderful job and earned enough for them to live a fairly luxurious lifestyle and provide their children with good educational opportunities. They were now independent adults.  Her life looked great but she confided that she had wanted to leave her husband for a different lifestyle but stayed because she believed she couldn’t support herself.  She was very intelligent, had some marketable skills but lacked confidence in herself.  Eventually she got a job working at a furniture store and helped customers design their homes.  She did a great job, loved it but made very little money and her husband didn’t respect her income.  A year later her husband lost his very prestigious job when the company was bought out and he wasn’t able to find another job.  Now they were dependent on her health care benefits and her salary to make ends meet. What an unexpected change.

Women should stay married because they want to be with the other person, not because they are financially dependent.  Whether or not you’re working and regardless of how you and your spouse choose to manage your money, be aware of the family finances, have an active voice in financial decisions and make sure you have your own money. Have those serious talks with yourself and with your partner.  Have a sense of what you would do if you needed to support yourself and your family.  A man is not a financial plan.

Money Saving Tip

saving moneyStockpile soup by pouring extra portions into zip-locked baggies, then laying them flat in the freezer. Once hardened, you can stack them up and save them for a quick meal on a rainy day.

 

 

What made you smile today?

What made you proud of your money choices today?