I don’t know anything about luck. I’ve never banked on it, and I’m afraid of people who do. Luck to me is something else: Hard work — and realizing what is opportunity and what isn’t.Hannah and Marci became friends when they moved into the same development twenty years ago and bought similar houses for the same price about half a mile apart. Ten years later the land was developed around them. Hannah’s house backed up to a shopping center. Marci’s backed up to a protected green area and was valued $15,000 higher than Hannah’s. Was that bad luck? Not really. Marci had researched the zoning before buying her house and knew the land behind her couldn’t be developed and the land on the other side of the development was zoned commercial.
Marci also researched cars and asked lots of questions before settling on her purchase. Hanna didn’t. Marci took advantage of after-hours courses on budgeting, investing and professional development offered by her human resource department. Hanna didn’t.
Hannah couldn’t understand why Marci was so lucky with her house, her job and her finances since they started out at the same place twenty years before. Do you think it was luck? Frequently when people do the important things it’s not that obvious to others and the effort may not be recognized or acknowledged. However it’s usually the extra work that accounts for success more than luck. What are the little behind-the-scenes things you’re doing to create your own good luck?
Money Saving Tip
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What made you smile today?
What made you proud of your money choices today?
