Quiet Courage

9-29embroidered bagsCourage doesn’t always roar, sometimes it’s the quiet voice at the end of the day whispering “I will try again tomorrow.”                         Mary Anne Radmacher

Yesterday I got an email from a young woman that said, “I swear I want to cry at all the details of setting up a new business!”  Earlier in the day I had also been lamenting about all the little things that needed to get done to bring a big project together. It can be overwhelming to have to-do lists that seem to grow bigger with every step forward you take!

When I get really involved in my work I notice that the piles start growing and the disorganization takes on a life of its own. Every time I need to locate the scrap of paper that has the important information I need to do something, I have to go rummaging through those piles and the frustration mounts. When I make the call hoping to get a quick answer and end up with more questions and three more calls to make, the frustration mounts.

Three things have helped me deal better with the details and frustrations so I can try again tomorrow:

  • Proactively anticipate that everything will take longer, usually much longer, than seems reasonable so I make more realistic deadlines.
  • Remember that most things are usually simply annoying or inconvenient—they are not a matter of life and death.
  • Keep a perspective on what is actually important and deciding to let some of those details and tasks go—either eliminating them, delegating them or hiring someone to help.

What helps you get through all the little tasks to make something work so you’re willing to try again tomorrow?

Money Saving Tip

saving money Did you know credit scores are only for individuals, not couples. When a couple is married, all of their joint credit cards, loans and mortgages will count toward each person’s credit score. Any credit cards, loans or mortgages in only one person’s name will only count toward that one person’s score. If one person is responsible for making payments and misses one on a joint account, it will have a negative affect on both people.

What made you smile this year?

What made you proud of your money choices this year?