Free chocolate

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Have the courage to act instead of react.
Earlene Larson Jenks

It takes a long time to change. Along the way there are lots of choices and they are not always easy. The most important choice is to choose to catch yourself performing old habits. We all do so many things automatically that we’re not even aware that we’ve fallen back into our old habits until it’s too late and the deed is done. Think about any “slips” you had this past month. Who were you with? Where were you? What were you doing? What were you feeling? Describe the situation. I was trying to lose weight and was actively avoiding eating chocolate–my downfall! However, when I went shopping there were lots of people giving out samples.  Without even realizing it, I took some delicious chocolate covered fruit that was offered to me and ate it.  It wasn’t until hours later that I realized I had eaten chocolate!  Now, before I go into a store where I am likely to be tempted, I remind myself and prepare myself to say “no thank you” and keep walking! Like me, once you can identify some predictable patterns, it is easier to be prepared for success. You can start by determining what you will say or do the next time you are faced with the choice of starting a new habit or just reacting as usual. You can imagine the situation and rehearse your new action in your mind to feel more confident in following through. Whether it’s a habit related to eating, exercising, speaking up or taking charge of any area of your life, catch yourself and prepare to act!

Money Saving Tip

saving moneyFrequently merchants, such as car rental companies and hotels, put a hold on your credit card for the amount they anticipate you will be charging. That means the amount you have available to charge can be significantly less so be careful not to exceed your limit.   What made you smile today? What made you proud of your money choices today?